Free money tools

Know your numbers. Make your next money move with confidence.

Clear, plain-English guides to credit, loans, investing and insurance, plus free calculators that show exactly where you stand. No sign-up needed.

Find my debt-free dateBrowse all 18 calculators

Debt-Free Date Calculator

  1. 1Enter your debts, balances and interest rates.
  2. 2Add your monthly payment and any extra you can put in.
  3. 3See the month you will be debt-free and how much interest you will pay.
Get a shareable result card with your debt-free date.
Calculate my date
Plain-English guidesNo jargon, no hype
Sources linkedEvery guide cites where facts come from
Updated for 2026Rates, limits and rules kept current
Free tools, no sign-up18 calculators, always free

Free financial calculators

Run the numbers in seconds. Every result explains what it means for you.

See all 18 calculators →
DFDebt-Free DateSee the month you could be debt-free and share your result.MCMortgage CalculatorMonthly payment with taxes, insurance and PMI.HAHome AffordabilityHow much house fits your income and debts.CCCredit Card PayoffTime and interest to clear a card balance.RTRetirement CalculatorWhat you will have and what you will need.CICompound InterestWatch monthly deposits grow over time.NWNet WorthAdd up assets and debts and compare by age.BGBudget (50/30/20)Split your take-home pay the simple way.

What do you want to do?

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Build or fix my creditRaise your score, read your report and dispute errors.Start with credit →Get out of debtPayoff plans, consolidation and your debt-free date.Make a payoff plan →Buy a homePre-approval, affordability, mortgages and rent vs buy.Plan my purchase →Start investingIndex funds, ETFs and robo-advisors, even with $100.Start investing →Plan for retirement401(k)s, IRAs, Social Security and how much you need.Plan retirement →Protect my familyLife, health, home and car insurance made simple.Compare insurance →

Latest guides

Researched, sourced and updated for 2026.

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